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What are accounts and balances? (U.S. only)
This article is designed for U.S. residents only.
If you reside outside of the U.S., please use this article:

An account is where you store your money, which you can use to send, receive, trade, or spend instantly and globally around the world. You can create a spending account or a savings account (also known as Vaults), and can also designate them as personal or business accounts, depending on your needs. There is no limit to the number of accounts you can create, allowing you to organize and separate your money as you see fit. Within your account, you will see the balance of how much you have available in your account.

You can freely move your money between accounts, as well as customize account names and even share access to your family and friends. At Xapo, we give you complete freedom over your money and how you use it – just the way it should be!

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