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How do I create a new spending account?
This article is designed for users residing outside of the U.S. only.
If you are a U.S. resident, please use this article:

Creating a new spending account is quick, easy, and free! Just select the type of account you would like, give it a name, and your multi-currency account is ready to go. You can create as many different spending accounts as you want.

You can create a new spending account using the Xapo app (Android or iPhone) or a web browser.

Select an option to continue:

How to create a new spending account using the Xapo app (Android)

1. Open the Xapo app and log in to your account.

  • Select the My Money tab.
  • Tap at the top-right corner to open your menu.
  • Select Create new account to proceed.

2. Select "Spending account".

  • On the next screen, choose whether you would like to create a personal or business account.

3. Enter a name for your spending account.

  • Account names can be a maximum of 17 letters or numbers.
  • Once finished, tap Next to continue.

4. Review your account details.

  • Once you have verified the details, tap Create Account to finish.
  • Otherwise, press to go back.

5. You're all set!

  • You can tap on your account name to access your new spending account.

How to create a new spending account using the Xapo app (iPhone)

1. Open the Xapo app and log in to your account.

  • Select the My Money tab.
  • Tap at the top-right corner to open your menu.
  • Select Create new account to proceed.

2. Select "Spending account".

  • On the next screen, choose whether you would like to create a personal or business account.

3. Enter a name for your spending account.

  • Account names can be a maximum of 17 letters or numbers.
  • Once finished, tap Next to continue.

4. Review your account details.

  • Once you have verified the details, tap Create Account to finish.
  • Otherwise, press to go back.

5. You're all set!

  • You can tap on your account name to access your new spending account.

How to create a new spending account using a web browser

1. Log in to your Xapo account.

  • Select the My Money tab.
  • Click on the account selector to the top-right of your screen.
  • Select Create new to proceed.

2. Click "Get Started" to begin.

  • Select Spending account and click Next.
  • On the next screen, choose whether you would like to create a personal or business account and click Next.

3. Enter a name for your spending account.

  • Account names can be a maximum of 17 letters or numbers.
  • Once finished, click Next to continue.

4. Review your account details.

  • Once you have verified the details, click Create account to finish.

5. You're all set!

  • You can click on your account name to access your new spending account.
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