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What methods are available to add money to my account?
This article is designed for users residing outside of the U.S. only.
If you are a U.S. resident, please use this article:

Xapo offers various options to add money to your account, depending on which country you reside in.

Each payment method has different transaction limits and processing fees and processing times, as these numbers vary depending on the bank or financial institution processing the payment. We always want to give you as many options as possible, so that you can choose the best option for you!

As a note, these payment methods are subject to availability depending on the regulations within your country of residence, and only the methods that Xapo offers in your area will be displayed in your Xapo app. However, we're always hard at work to bring you more options every day! These are the currently available options:

  • Bank Transfer
  • Credit Card
  • Payment Processing Company
  • or through an external Bitcoin account

Bank Transfer
Available in 130+ countries

Depending on your country of residence, you have the choice of selecting the processor, whether it be a wire transfer or a direct debit straight from your account.
Credit Card
Available in 165+ countries

Any credit cards issued by Visa or Mastercard are accepted.
Payment Processor
Available in all countries

We are partnered with Neteller and Skrill, two leading online payment processors.
Bitcoin Transfer
Available in all countries

If you have any bitcoin outside of Xapo, you can add funds by sending them directly to your Bitcoin address.
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