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How do I exchange my money for bitcoin?
This article is designed for users residing outside of the U.S. only. If you are a U.S. resident, please check out this article:

Once you have added funds to your Wallet with the currency of your choice, you can exchange your fiat currency (i.e. USD or EUR) for bitcoin (BTC) within your Pockets. Transfers between Pockets are always free of charge and effective instantly!

Conversely, you can also exchange your bitcoin for money or exchange your money for a different currency.

You can exchange your money for bitcoin using the Xapo app (Android or iPhone) or a web browser.

Select an option to continue:


How to exchange your money for bitcoin using the Xapo app (Android).

1 Open the Xapo app and log in to your account.

  • Select the Wallet tab.
  • Tap to open up your menu.
  • Select Transfer.
2 Select your transfer destination.
  • Select Pocket or Vault to proceed.
3 Enter the amount you would like to exchange.
  • Select the Fiat Pocket you wish to exchange your funds from (this is what you'll convert).
  • Select the BTC Pocket you wish to exchange your funds into (this is what you'll receive).
  • By default, the amount to be converted will be in the currency of the funds you are exchanging; to change this to the amount of BTC you would like received, tap the currency to toggle your preference.
  • The current exchange rate will be displayed below the transaction amount.
  • To confirm, tap .
4 Review and confirm the transaction.
  • Tap Confirm to finalize your transaction or Reject to go back.
  • Enter your 4-digit PIN to authorize and complete the transaction.

How to exchange your money for bitcoin using the Xapo app (iPhone).

1 Open the Xapo app and log in to your account.

  • Select the Wallet tab.
  • Tap to open up your menu.
  • Select Transfer to.
2 Select your transfer destination.
  • Select Another Pocket to proceed.
3 Enter the amount you would like to exchange.
  • Select the Fiat Pocket you wish to exchange your funds from (this is what you'll convert).
  • Select the BTC Pocket you wish to exchange your funds into (this is what you'll receive).
  • By default, the amount to be converted will be in the currency of the funds you are exchanging; to change this to the amount of BTC you would like received, tap the currency to toggle your preference.
  • The current exchange rate will be displayed below the transaction amount.
  • To confirm, tap .
4 Review and confirm the transaction.
  • Tap Confirm to finalize your transaction or Cancel Order to go back.
  • Enter your 4-digit PIN to authorize and complete the transaction

How to exchange your money for bitcoin using a web-browser.
1 Log in to your Xapo account.
  • Click Transfer to at the top of your screen.
  • On the next page, select Between Pockets to proceed.
2 Enter the amount you would like to exchange.
  • Select the Fiat Pocket you wish to exchange your funds from (this is what you'll convert).
  • Select the BTC Pocket you wish to exchange your funds into (this is what you'll receive).
  • By default, the amount to be converted will be in the currency of the funds you are exchanging; to change this to the amount of BTC you would like received, click the currency to toggle your preference.
  • The current exchange rate will be displayed below the transaction amount.
  • Once you are ready, click Transfer to continue.
3 Log into the Xapo app to authorize the transaction.
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