Here is a breakdown of any and all fees that Xapo has in place:

Xapo to Xapo: FREE
Xapo to other: Miner fee (option to pay either standard or high priority)
Other to Xapo BTC wallet: Free (unless you're receiving small transactions, in which you are charged a fee and need to check this fee page beforehand)
Other to Xapo fiat currency wallet:

BTC/FX exchange rate

Xapo will always update the fee as well as the minimum amount to receive from an external account without being charged here.

Please note that other fees apply for other types of transactions, such as buying bitcoins or using the Xapo Debit Card, as described in more detail in our Terms of Use, but that these fees are solely for sending and receiving transactions!